For qualified Swanee BMW shoppers, there exists a financing program that combines the benefits of traditional auto-financing and new car leasing. This program is called BMW Select Financing, or simply BMW Select. What is BMW Select? Keep reading to learn more about this program and how to take advantage of the money-saving opportunities it provides! Remember that you can reach out to us online or by phone if you have any questions.
So, exactly what is BMW Select Finance, and how does it work? BMW actually sums it up pretty succinctly on their website, stating that BMW Select is essentially “a retail installment sales contract with a balloon payment.” Not sure what a balloon payment is or how it benefits you? Keep reading for a breakdown of what’s going on with BMW Select Finance, so you can determine if it’s right for your Lawrenceville lifestyle:
BMW Select Finance means that you’re still purchasing the vehicle, but a portion of the loan balance is saved until the end of the loan term as a final “balloon” payment. This balloon payment is a way to reduce your monthly payments, bringing your short-term cost benefits to the table, just like a lease – except with the security of ownership that regular financing provides. Once that balloon payment comes up, you can either pay it in a lump-sum, or refinance this amount.
This is a version of BMW Select Finance that provides residents of Illinois, Texas, and Georgia with the opportunity to make that same balloon payment at the end of the loan term. Something to note is that the balloon payment on this finance method is expected to be larger – but still benefits from positives you bring to the table, such as creditworthiness and the loan term you qualify for.
Not only does our dealership offer BMW Select Finance programs to Atlanta area shoppers, it also works with hundreds of local and national creditors and financial institutions to provide you with the best financing options possible for your credit and financial situation! Contact our Finance Team to get started after browsing for a new BMW online!
BMW Select is not available in the following states: IL, NC, ND, NH, NV, PA, TX, WV
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